Finance Gap Insurance

If your vehicle is stolen or damaged beyond repair, we’ll make sure any gap between your insurance payout and outstanding loan balance is covered.

What’s in it for you?

What’s in it for you?


Depending on your level of cover, you’ll never have to worry about a write-off leaving you out of pocket.

What’s in it for you?

Extra security

We’ll foot the bill for a range of additional expenses, including your next Toyota Finance establishment fee.

What’s in it for you?

Cover to suit you

If you’d rather not pay for your premium in one go, we can set up a plan to make things more manageable.

Here's what you can expect

✓ If your vehicle is stolen or damaged beyond repair, we’ll cover the outstanding balance (up to the policy limit) that may occur due to your insurance payout not covering the full amount

✓ Even if your insurance payout does cover the full remaining balance of your loan, we’ll still cover a range of additional costs associated with replacing your vehicle

✓ If you finance your new vehicle with a Toyota Finance product, we’ll cover the full cost of your loan establishment fee up to a maximum of $750


Please note:

To be eligible for Finance Gap Insurance, you must have a finance contract on your vehicle, and your vehicle must be covered by a comprehensive insurance policy.

For the full list of exclusions, check out the Product Disclosure Statement in the Important Bits section.

Choose your cover

We’ve created four different options for you to choose from.


$30,000 gap cover

Up to $4,000 additional expenses


$15,000 gap cover

Up to $4,000 additional expenses


$10,000 gap cover

Up to $2,000 additional expenses


$10,000 gap cover

Up to $1,000 additional expenses

How to buy

You can take out Finance Gap Insurance when you buy your new or used Toyota. Just ask Taree Toyota about it before you finalise the paperwork.

The important bits

The important bits

Supplementary Product Disclosure Statement (SPDS)

This SPDS, dated 1 May 2019, updates and should be read in conjunction with the Toyota Finance Gap Insurance Policy and Product Disclosure Statement and any other applicable SPDS we may have given you.


Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at or by calling 137 200. Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Insurance is purchased online, the issuer and insurer is Adica. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

The information provided by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

COVID-19 Update

We have put measures in place and we’re open for business.

As the global Coronavirus (COVID-19) outbreak continues to evolve, we wanted to share with you some important information about the steps we’re taking to minimise the risk of exposure in our local community.

Our greatest priority at this time is the health and safety of all our staff members and you, our valued customers.

We’re taking extra steps to ensure our showrooms and service centres are clean and hygienic environments for everyone. These measures include increasing the frequency of cleaning and sanitisation, including high touch point areas such as handrails, counters, customer waiting areas and providing complimentary hand sanitiser in all showrooms and service centres.

We are actively following all health and travel advice issued by the Australian Government, including mandatory isolation periods for all staff members returning from international travel. We are also ensuring our staff are supported with clear health and hygiene protocol, as well as providing the information and support to all staff members who need to stay at home if they are unwell for any reason.

Here at the dealership, we remain committed to supporting all staff members and customers throughout this time. We are ready to help you.

Thank you to all our loyal customers for your continued support, and safe and happy motoring.